T&C and Price Lists
Life Insurance:
Terms & Conditions
TL20 Term Life Insurance Terms and Conditions (valid as of 23.03.2020)
AT20 Supplementary Accidental Trauma (valid as of 23.03.2020)
CI20 Supplementary Critical Illness (valid as of 23.03.2020)
AD20 Supplementary Accidental Death (valid as of 23.03.2020)
ADB20 Supplementary Accidental Disability (valid as of 23.03.2020)
TL’19 Term Life Insurance Terms and Conditions (valid as of 01.01.2019)
AT18 Supplementary Accidental Trauma (valid as of 01.11.2019)
CI19 Supplementary Critical Illness (valid as of 01.11.2019)
AD18 Supplementary Accidental Death (valid as of 01.11.2019)
ADB18 Supplementary Accidental Disability (valid as of 01.11.2019)
AT’18 Accidental Trauma Insurance Terms and Conditions (valid as of 01.01.2019)
ADB’18 Accidental Disability Insurance Terms and Conditions (valid as of 01.01.2019)
CI’19 Critical Illness Insurance Terms and Conditions (valid as of 01.01.2019)
TL’18 Term Life Insurance Terms and Conditions (valid as of 01.01.2018)
CI’18 Critical Illness Insurance Terms and Conditions (valid as of 01.01.2018)
Traditional Life Insurance T&C (valid as of 01.10.2013)
Traditional Life Insurance (without supplementary insurances) T&C (valid for contracts concluded 01.05.2013–01.10.2013)
Traditional Life Insurance T&C (valid for contracts concluded 21.12.2012–30.04.2013)
Accidental Death Insurance T&C (valid as of 01.10.2013)
Accidental Trauma Insurance T&C (valid as of 01.09.2015)
Accidental Disability T&C (valid as of 01.10.2013)
Critical Illness Insurance T&C (valid as of 01.10.2013)
Accidental Trauma T&C (valid for contracts concluded 01.10.2013–31.08.2015)
Risk Life Insurance T&C (valid for contracts concluded before 21.12.2012)
Loan Insurance T&C (valid for contracts concluded before 21.12.2012)
ÕL’10 Accident Supplementary Insurance T&C (valid for contracts concluded 01.09.2003–31.03.2005)
IP’10 Disability Chart (valid for contracts concluded 01.07.2000–31.03.2005)
Simple Life Insurance T&C (valid as of 01.10.2011)
Price Lists
NTL20-1 Natural Term Life Insurance Price List (valid as of 23.03.2020)
Natural Term Life Insurance Price List (valid as of 01.11.2019)
Term Life Insurance Price List (valid as of 01.01.2019)
Term Life Insurance Price List (valid as of 01.09.2018)
Term Life Insurance Price List (valid as of 01.01.2018)
Term Life Insurance Price List (valid as of 01.06.2016)
Term Life Insurance Price List (valid for contracts concluded 18.01.2016-31.05.2016) (in Estonian)
Term Life Insurance Price List (valid as of 01.09.2015) (in Estonian)
Term Life Insurance Price List (valid as of 01.10.2013) (in Estonian)
Term Life Insurance Price List (valid from 01.05.2013 to 30.09.2013) (in Estonian)
Risk Life Insurance Price List (valid until 21.12.2012) (in Estonian)
Loan Insurance Price List (valid until 21.12.2012)